Building financial independence beyond EPF
Retirement Without Regret™
RM1 million may sound like a retirement goal. But is it enough to protect your lifestyle, healthcare, independence and dignity?
This programme takes employees beyond “How much is in my EPF?” and towards the decisions they can start making today for a more independent retirement.
Discuss the ProgrammeRetirement readiness is bigger than a balance.
Employees need a practical view of future income, healthcare, longevity, protection and the financial gap between where they are and where they need to be.
What must I start doing today so I will not have to depend on my children or family to fund my old age?
The Retirement Readiness Map
From recognising today’s reality to building sustainable independence.
Recognise
Understand the new retirement reality.
Review
Assess your current financial position.
Require
Calculate your personal retirement income requirement.
Reserve
Build savings, liquidity and protection.
Reduce Risk
Prepare for healthcare, disability, longevity and unexpected events.
Retire Independently
Create a sustainable retirement income strategy.
The pressures that shape retirement readiness.
EPF adequacy
Your personal retirement number
Strategies for your 30s, 40s and 50s
Healthcare and disability risk
Inflation and longevity
Protection and liquidity
Retirement income
Financial independence
Five questions. One clearer direction.
Every participant leaves knowing what to examine and what to do next.
Where am I today?
Where do I need to be?
What is my gap?
What could derail me?
What do I need to do next?
A useful starting point at every scale.
- Corporate financial wellness programmes
- Employee wellbeing days
- HR and people development
- Women’s financial empowerment
- Pre-retirement programmes
- Mid-career development
- Keynote events and conferences
Keynote
30–60 minutes of high-impact awareness and inspiration.
Half-day
A focused retirement-readiness experience with practical exercises.
Full-day
A deeper learning journey from present financial confidence to long-term retirement independence.
Custom
Tailored to organisational priorities, employee demographics and wellbeing initiatives.
Help employees prepare for the life they want tomorrow.
Tell Jazz about your workforce, employee age profile and preferred programme format.